WHY RENT?
When You Can OWN Your Home For
About The Same As Renting?

Unless you have a big BAG of cash to buy a house outright, most people need bank financing up front to purchase a home.  Let's face it, it's just impossible to save up for it!  Unfortunately, 39% of Americans today are unable to qualify for bank financing because of many issues, the main ones being proof of income, debt to income ratio and of course our old friend credit!  With today's economy the banks are making it much harder to qualify for a new home loan.

That is where we come in help you become a Homeowner. We find great homes and offer them on a Rent to Own or oterwise known as a Lease Option Contract.
 
We have homes available now and others becoming available all the time that you can lease with an option to buy with our Rent to Own program and you can get into them without any of those issues stopping you, as long as you have a modest 2-5% deposit and earn enough to qualify for bank financing at some point in the future!  

Even if you can buy a home but never have because you are frightened by the commitment or whatever, Our Rent to Own program can help you get used to it
gradually and enable you to try out a home for years before you actually buy, and you can still get the leverage of fixed pricing to a current value in  market at
the point when you buy!

This gives you equity on the very day of closing!

When purchasing a Home the Traditional way, you must qualify for bank financing.That means you have to already have sufficiently good credit, a reasonable
deposit (20% in most cases) and be able to prove you have sufficient income to make your payments.  

There are loan programs available that allow you to borrow more than 80% of the value of the home, but those have higher interest rates that make your payments even more, thus reducing the likelihood you will qualify, plus they usually require better than average credit.  

With our Rent to Own program we can help by assisting you with the following problems most people are faced with today in obtaining traditional Bank financing.

Poor Credit
If you currently have credit issues, this is not going to stop you from qualifying as long as what ever is wrong can be corrected during the lease period of two to three years, and most problems are easily solved by working with a good Credit Counselor and good Mortgage Broker to set you up for success.

No Big downpayment

To qualify for a Lease Option you only need a modest deposit of around 2 - 5% of the base purchase price of the house to get started.  

You will have two to three years to make additional savings towards your purchase and this should be possible because your monthly payments will be less than they
would be, even if you could afford bank financing today with a 5% down payment. This makes it easier to get going.

Unable to Prove Income

If you are unable to currently prove your income for whatever reason, this is not a problem as your on time monthly rental over the lease period may be sufficient proof of your ability to pay on time.

See if this program is right for you.     Read More